Most credit card theifs are in Europe/Asia. Security is getting tight on cards as far as ordering online using someone else's credit card. A big problem with credit card fraud is actually the theft of the magnetic track data on the back of the card. You can get skimming devices, and upon swipe of a card you get Track1+Track2 data, which then can be written to "fake" credit cards/gift cards and then shopped with instore. Its a huge industry.